Keystone Bank USSD Code [Balance, Transfer, Airtime, etc]

Searching for the Keystone Bank USSD code? Whether you’re a new or old customer, it is necessary for you to know some essential USSD codes for Keystone Bank if not all.

In the case of new customers or old customers that are not used to Keystone mobile banking, some of the questions usually asked are; What is Keystone Bank USSD code for transfer, what code can I use to buy airtime from Keystone Bank, what is the Keystone Bank USSD code for checking balance, and so on.

If you’re one of those seeking answers to any of the above questions or other related queries, then keep reading for you’ll not only discover the Keystone Bank USSD code, but I will also show you how to register it, how to activate it and how to use the Keystone USSD code for any transactions on your Keystone bank account.

Are you ready to know those simple Keystone Bank mobile banking codes? Then, let’s get started!

Table of Contents

About Keystone Bank USSD Code

Keystone Bank USSD code is a unique short code, and/or set of short codes that are designed by Keystone Bank for customers in order to make banking super easy without stress.

With the USSD code for Keystone, you can perform several transactions on your phone without having to visit a physical Keystone Bank branch. In other words, it is called the Keystone Bank mobile banking via USSD.

One amazing feature about the Keystone USSD code is that you don’t even need to be a Keystone bank account holder to use the codes, as you can use it to open an account for yourself to become a Keystone Bank customer.

Another cool thing is that you can perform almost any and every banking transaction with the USSD code for Keystone Bank. That leads us to the features of Keystone Bank mobile banking.

Check Out: Keystone Bank Transfer Code

Features of Keystone Bank USSD Code

The following are what the Keystone Bank USSD code can help you with.

  • Airtime and data purchase
  • Checking account balance
  • Money transfer to other Keystone Bank accounts and other banks
  • Bill payments
  • Checking BVN
  • Blocking ATM cards
  • Opening an account

Related: Opay USSD Code

Keystone Bank USSD Code Requirements

Before using the Keystone Bank USSD code, here are some requirements that need to be met.

  • You must be or are about to be a Keystone Bank customer.
  • You must have a working SIM card.
  • You must have an identity card
  • A mobile device on which the code will be entered is required.

Once you pass all these eligibility requirements, you can now use the USSD code for Keystone Bank.

See Also: Jaiz Bank USSD Code

Keystone Bank USSD Code

The Keystone Bank USSD code is *7111#. This code is the general USSD code for every Keystone mobile banking transaction including transfers, withdrawals, airtime, and data purchase, paying bills, checking account balance, opening an account, blocking of ATM card, and so on.

Once the code is being dialed, a pop up containing all the listed features and others will show up on your device’s screen which you can then follow the prompts to use any of them.

However, dialing the code and following the long step to activate or use any of those features isn’t that necessary, because with Keystone Bank’s direct USSD short codes you can now perform a specific transaction with just one code.

Below is a table that contains all the Keystone Bank short codes for all transactions.

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List of Keystone Bank USSD Code

TransactionsUSSD Codes
Check Balance*7111*00#
Fund Transfer to Keystone Bank Account*7111*Amount*Account Number#
Fund Transfer to Other Banks*7111*Amount*Account Number#
Airtime Top Up Self*7111*Amount#
Airtime Top Up Others*7111*Amount*Phone Number#
Data Purchase*7111*5#
Withdrawal*7111# > select other services
Pay Bills*7111# > select pay bills
Retrieve BVN*7111*6#
Account Opening*7111#
Deactivate Account*7111*911#

How to Activate Keystone Bank USSD Code

While all the USSD codes for Keystone Bank are being provided above, o be able to use them to perform any transactions, you’ll first need to register and activate the general Keystone USSD code *7111#.

Here is a step-by-step guide on how to activate the USSD code for Keystone Bank.

  • Open the dialer app on your phone. Using the line/sim/phone number you opened your Keystone Bank Bank account with, dial *7111#
  • Attempt a transaction on the menu (e.g Balance Enquiry)
  • Select the “Register” option
  • Enter your account number
  • Enter your Year of Birth
  • Create your Keystone USSD code PIN (4 digits pin which will be used to authorize transactions)
  • Enter and confirm the pin again to complete your USSD registration.

Once you’ve registered and activated the Keystone Bank USSD code, you can now perform any transactions using the general code, as well as the short codes.

Keystone Bank USSD Transfer Code

The Keystone Bank USSD code to transfer money from Keystone Bank to Keystone Bank or from Keystone bank to other banks is *7111*Amount*Account Number#, then select the bank, and enter your PIN to authorize the transfer.

e.g if you want to send N10000 to 1111122222 (Keystone Bank account number) simply dial *7111*10000*1111122222#. If you want to transfer N5000 to 0000011111 (other banks <First Bank>), just dial *7111*5000*0000011111#, select the option for First Bank, then enter your PIN.

Keystone Bank USSD Code for Checking Balance

To check your Keystone Bank account balance using the Keystone USSD code, simply dial *7111*00#, then enter your PIN, and the money you have left in your bank account will be displayed on your screen.

Keystone Bank USSD Code for Buying Airtime

The Keystone Bank USSD code to buy airtime for yourself (SIM linked with your Keystone Bank account) is *7111*Amount#. To buy airtime for other numbers/sims, dial *7111*Amount*Phone Number#.

E.g if you want to recharge 500 for yourself, simply dial *7111*500# and your line will be credited with a 500 Naira recharge card. If you want to recharge another line 07000000222 (your other lines or for friends and/or family) with ₦500, just dial, *7111*500*07000000222#, then enter your PIN to authorize the transaction.

Keystone Bank USSD Code for Withdrawal

The USSD code for Keystone Bank’s cardless withdrawal is *7111#. Once dialed, select “Other Services“, then “Money Withdrawal” option and follow the prompts.

Keystone Bank USSD Code for Opening an Account

The USSD code for Keystone Bank account opening is *7111#, accept the mobile banking terms and continue to follow the prompts to create an account with Keystone Bank.

Keystone bank USSD code

Keystone Bank USSD Code to Update Details (Change PIN)

The Keystone Bank USSD code to update your account details is *7111#, select “Other Services” then follow the screen instructions.

Keystone Bank BVN USSD Code

To retrieve your Keystone Bank USSD code using the USSD code on Keystone Bank, simply dial *7111*6#, and follow the screen instructions.

USSD Keystone Bank USSD Code to Block Account

The USSD code for deactivating your account is *7111*911#. Just dial the code and follow the screen option.

Keystone Bank USSD Code Not Working? Here’s How to Fix it

If you’re a new or old Keystone Bank Bank account holder, and you’ve been trying the USSD mobile banking code for Keystone Bank and it’s not working, here are some causes and how to fix them.

  • Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the Keystone Bank USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
  • You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the Keystone Bank USSD code with the phone number you registered your account with, the Keystone Bank USSD code may not work. To fix this, make sure you activate the Keystone Bank USSD code on your line.
  • You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.

USSD Code for Keystone Bank – FAQs

What is the new USSD code for Keystone bank?

The new USSD code for Keystone bank is *7111#. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for Keystone Bank?

The USSD code for Keystone Bank mobile banking is *7111#.

How do I set up Keystone Bank mobile banking?

You can at up your Keystone Bank USSD mobile banking by simply dialing *7111*0# using the phone number/line registered with your Keystone Bank bank account, and follow the prompts.

How can I activate Keystone Bank mobile banking without an ATM?

You can activate the Keystone code on your phone without ATM by simply dialing *7111# or *7111*0# on your registered phone number, then follow the prompts where just your account number and year of birth will be needed.

How can I check my Keystone Bank details?

You can check your Keystone Bank details by simply dialing *7111*00#, then select option 4 and your Keystone Bank Bank details including account balance, and account statement will be displayed on your screen.


With the Keystone bank USSD code, banking is now super easy. This is because you don’t have to visit a bank branch or even use data for carrying out any of these transactions.

With this simple but comprehensive post about the Keystone USSD code, I believe you’ve known how to activate the Keystone Bank USSD code, and how to use it for various transactions.

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